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Calculator
Estimate your monthly payment, total interest, and the full cost of any loan in seconds.
Enter a loan amount and rate
Your monthly payment, total interest, and cost breakdown will appear here.
Enter your loan amount, annual interest rate, and term (in years or months) to calculate your estimated monthly payment. The calculator uses the standard amortization formula, so each payment covers the interest due that month plus a portion of the principal.
Tip: Lowering your rate or shortening the term reduces the total interest you pay over the life of the loan. This estimate excludes fees, insurance, and other lender charges.